Daily Insurance Industry News
Daily Insurance Industry News
Friday 26th of April 2019
November 9, 2011

Direct Line finds UK’s subsidence hotspots

by Richard Kilner

Story link: Direct Line finds UK’s subsidence hotspots

Direct Line finds UK’s subsidence hotspots

Analysis by Direct Line home insurance has uncovered the worst subsidence hotspots in the UK.

London and the south-east are particularly prone to the problem due to the nature of the soil there, which has more clay than is usual in other parts of the country.

Subsidence claims run into thousands of pounds, and the insurer has offered homeowners some basic tips to help prevent the problem arising.

Trees play a significant role in drying out moisture, so when new trees should only be planted if suitable in this regard.

Naturally, bigger trees absorb more water, drying out the soil to a greater degree.

Direct Line has also advised those considered extensions to be aware that deep foundations and proximity to trees need to be taken into consideration.

Rob Warner, head of risk modelling at Direct Line home insurance, said that the victims of subsidence should not panic, and ought to call their insurer immediately.

In August Swiss Re reported that climate change was leading to increased risks of subsidence as Europe’s climate becomes hotter and sunnier.


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