Daily Insurance Industry News
 
 
Daily Insurance Industry News
Wednesday 20th of March 2019
June 19, 2009

Quinn blacklists deprived Dublin communities

by David Masters

Story link: Quinn blacklists deprived Dublin communities

Ireland’s second largest motor insurer has defended its decision to blacklist parts of Dublin because of the high number of claims received from these areas.

Quinn Direct this month started refusing to issue new premiums for cover in parts of Tallaght and Clondalkin, as well as deprived urban areas in Cork, Waterford, and Galway.

A spokesperson for the firm said the blacklist covers a “very small number” of places in Ireland, amounting to less than 1% of the country’s total land area.

He added that Quinn Direct made the decision to pull cover from a number of urban areas due to their “extremely poor” claims record.

The spokesperson refused to reveal the areas where it is refusing cover, saying that this is “commercially sensitive information”.

“Insurers do not quote for particular risks if the claims experience is very poor,” he added.

Insurance firms in Ireland are not legally obliged to provide a quote, and customers who cannot find cover with any insurer can contact the Irish Insurance Federation, whose Declined Case Committee will give them a quote.

Irish consumer groups, however, have criticised Quinn Direct’s decision as unfairly “targeting innocent people”.

Dermott Jewell from the Consumers’ Association of Ireland called on the government to step in with legislation.

“There has to be some sort of regulations,” Jewell said.

“Surely to God they can’t say that just because I’m from Tallaght I can’t be insured?”

 

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