Almost two million mistakenly drive without insurance
by Gill Montia
Story link: Almost two million mistakenly drive without insurance
New research from LV= claims that 2.2 million motorists have driven without insurance with the majority (1.8 million) mistakenly believing they were insured at the time, having assumed that the insurance on the vehicle they were borrowing, or the insurance on their own car, automatically extended to other drivers and / or vehicles. Official figures [...]
Road safety boredom accident alert
by Gill Montia
Story link: Road safety boredom accident alert
Boredom is provoking up to one-third of UK drivers to take unnecessary risks at the wheel, a new study claims. According to researchers at Newcastle University, drivers who don’t find Britain’s roads taxing enough are more prone to speed or overtake, suggesting that making road systems more complicated by building in bends and other obstacles, [...]
swiftcover reveals insurance claims tricks
by Gill Montia
Story link: swiftcover reveals insurance claims tricks
Online car insurer, swiftcover.com, is suggesting that motorists are increasingly trying to get insurers to pay for old damage and normal wear and tear as part of genuine insurance claims. To combat the trend, the company has published the top insurance claims tricks and misconceptions as follows: The “Two For One” claim – a driver [...]
Dishonest drivers add £50 to car insurance premiums
by Gill Montia
Story link: Dishonest drivers add £50 to car insurance premiums
Honest UK motorists are paying £1.25 billion a year to support the activities of dishonest drivers. According to research from Co-operative Insurance, the average car insurance premium carries a £50 penalty to cover costs incurred by uninsured and fraudulent road users. Launching a joint initiative with road safety charity, Brake, Co-operative Financial Services chief operating [...]
Clarks top motor accident rate list
by Gill Montia
Story link: Clarks top motor accident rate list
In a lighthearted piece of research elephant.co.uk has established that drivers carrying the surname Clark make the most car accident claims. Allen and Lewis follow on, with motorists named Green, Watson, Stewart and Jackson also high on the list. According to the online insurer, Clarks are 10% more likely than the average driver to be [...]
Five-year-old cars excel in claims ratings
by Gill Montia
Story link: Five-year-old cars excel in claims ratings
Drivers of cars that have passed their fifth birthday are being alerted to the fact that they belong to the UK’s “most likely to claim” group of motorists. According to Virgin Money Car Insurance, 9.6% of all motor claims processed by the firm were from drivers of five-year-old cars, with four-year-old cars following closely behind. [...]
Over-80s refused car insurance
by David Masters
Story link: Over-80s refused car insurance
Motorists over 80 years old are being denied car insurance quotes, according to new research by Age Concern and Help the Aged. Half of motor insurance companies will not provide car insurance to drivers aged over 80, their investigation found. A significant number of insurers refused to provide quotes for any driver over the age [...]
Learner drivers could save with Provisional Marmalade
by Richard Kilner
Story link: Learner drivers could save with Provisional Marmalade
Learner drivers could be in line for big savings as the people behind award-winning young driver specialist Young Marmalade have launched Provisional Marmalade to help support learner drivers. Provisional Marmalade is car insurance which covers learner drivers practising in the cars of their friends and family, whilst being supervised. Should any claims be necessary they [...]
Sexy pedestrians distract male drivers
by David Masters
Story link: Sexy pedestrians distract male drivers
Three quarters of motorists admit to having been distracted while driving. The most likely distractions include attractive people in other cars, attractive pedestrians, and a “nice view”. Seven in ten men admit to being distracted by an attractive person in another car or on the street, compared with just a quarter of women. “A nice [...]
Over 50s drive safely in the snow
by David Masters
Story link: Over 50s drive safely in the snow
Older motorists have made no more insurance claims than usual this week despite heavy snowfall across the UK, Saga Insurance has revealed. The insurer said its claims centre was not deluged with calls yesterday – as might have been expected – because of the experience of its customers, all of whom are over 50. Saga [...]
Young male driver premiums continue to rise
by Gill Montia
Story link: Young male driver premiums continue to rise
Research from AA Insurance shows that young men are paying around twice as much for their car insurance as young women. According to the study, premiums for newly qualified young male drivers have continued to rise, while for young women, they have declined. For example, the average quote for a 17-year-old male driving a three-year-old [...]
Clampdown on uninsured drivers hots up
by Gill Montia
Story link: Clampdown on uninsured drivers hots up
The Government is furthering its clampdown on uninsured drivers during the autumn in a move that could reduce premiums for law abiding motorists. The initiative will mean that uninsured drivers can be prosecuted even if they are not stopped by the police when at the wheel. A new offence of keeping a car uninsured is [...]