Insurers and DVLA to develop points data check facility
by Gill Montia
UK insurers have agreed funding for a joint project with DVLA which will enable them to obtain accurate information about customers’ driving offences, including points and disqualifications.
The project, which has been under discussion for three years, will now be developed by DVLA and could be in place as early as 2014.
According to the Association of British Insurers (ABI), this is a major initiative in reducing fraud, which should save honest motorists money.
A detailed comparison exercise has already revealed that as many of 23% of motorists do not accurately declare their driving histories to insurers, including thousands of disqualified drivers who have bought insurance in an attempt to evade detection.
The system will work by drivers using their driving licence numbers when applying for insurance, following which automatic checks will be made on the DVLA database.
The ABI’s director of general insurance, Nick Starling, comments: “This is a significant step forward in the fight against insurance fraud.”
He adds: “Being able to access the DVLA database will not only root out fraud, but also make the process of applying for insurance faster, produce more accurate premiums, and reduce disputes in the event of claims.”