Over half of motorists would consider “fronting”
New research from the Association of British Insurers (ABI) suggest that thousands of UK motorists are putting their cover at risk and driving illegally by knowingly giving their insurer false information, or failing to disclose important facts such as motoring convictions.
The number one temptation is for a parent to insure a vehicle in their name as the main driver, with their son or daughter down as an occasional driver, when in fact they are the main user.
The practice is commonly known as “fronting” and over a half of motorists surveyed said they would not rule it out, despite the fact that it could invalidate their insurance and lead to a criminal conviction.
The study also reveals that one in five drivers would not rule out exaggerating the number of years since they last claimed, while 12% might be tempted not to disclose relevant motoring convictions.
In addition, one in ten respondents would consider changing details, such as their age, address or occupation, in order to get cheaper car insurance.
The ABI points out such transgressions can not only lead to a criminal conviction, but to a lifetime of more expensive and harder to obtain insurance, plus difficulties in accessing other financial products such as credit.
The Association’s director of general insurance and health, Nick Starling, says: “Trying to deceive your insurer is a false economy that will cost you dear.”
He adds: “Of course everyone wants to get the best motor insurance deal, but being less than truthful is not the way to do it.”
The ABI commissioned its research among 2,600 adults.
Category: ABI News, Car Insurance News, Insurance News
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