Long-stay holiday reminder on home insurance
Britons taking extended holidays abroad are reminded that they could risk leaving their homes uninsured if they intend to be away for more than 30 days.
According to research from moneysupermarket.com, the small print on home insurance policies varies between providers, with some insurers only offering existing cover for unoccupied homes for a maximum of 30 days, while for others the limit is 60 days.
The price comparison website also warns that consumers shouldn’t assume that buying a more expensive home insurance policy guarantees longer cover.
The firm’s head of home insurance, Julie Owens, comments: “Providers are very strict on how long a home can be left unoccupied for, and it is therefore vital you inform your insurer if you plan to be away for longer than the stated length of time as this may invalidate your policy.”
She adds: “Some insurers may not cover you for a prolonged stay away from home, however most will increase your monthly premiums on a case by case basis for the duration of the trip so speaking to your insurer early is essential to avoid unexpected costs.”
Category: Home Insurance News, Insurance News
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