Halfords and Provisional Marmalade offer innovative insurance
Halfords and Provisional Marmalade are collaborating to offer a new, innovative car insurance product to provisional drivers.
Provisional drivers will be able to take out fully comprehensive insurance on a friend or family member’s car, for just £3 per day.
Insurance can be a major obstacle for learner drivers, with premiums as high as £3,000 and some insurers refusing to insure people under 21 or 25.
The new product’s monthly cost is between £90.95 and £99.50 and does not impact upon any existing insurance coverage on the car in question.
Halfords’ Diane Perry has stated that the high cost of insurance premiums is discouraging learner drivers from practising outside of driving lessons.
Not only do many learner drivers avoid insurance altogether to escape the cost, some opt for the criminal practice of fronting, which involves parents falsely claiming they are the principle driver of their children’s car.
Research commissioned by Young Marmalade and First Car Magazine showed that almost 42% of parents participated in the criminal activity, which could lead the parent paying a six figure bill, should injury to a third party occur.
Category: Car Insurance News, Insurance News
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