Two in five motorists never claim for damage
Nearly two in five motorists never claim on their car insurance to avoid losing their no-claims bonus, research by Confused.com found.
A poll by the price comparison site found 38% of drivers avoid making claims because they’re concerned about the effect of the claim on their insurance premiums.
Confused.com said not making a claim when damage to the vehicle is minimal is good practice.
“If the cost of the damage is small and not significantly more than an excess, people should consider covering the costs themselves to keep their claim record clean,” Confused.com said in a statement.
However, it pointed out that for major repair work, it’s advisable to make an insurance claim.
“Although collecting years of no claims is beneficial, this should not deter people from making claims if they need to,” said Will Thomas, Confused.com head of motor insurance.
Thomas added that shopping around for the best car insurance deal is just as important as a no claims bonus for keeping premiums to a minimum.
“By shopping around for the best policy, taking into account what excess can be afforded and what benefits would be required, including the option to protect no claims, drivers can make sure they are getting the most suitable policy at the best possible price,” he said.
Category: Car Insurance News, Insurance News
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