Provisional Marmalade goes easy on parents’ NCDs

by Gill Montia

Story link: Provisional Marmalade goes easy on parents’ NCDs

Young Marmalade has launched a new policy aimed at 17 to 25-year-olds who are learning to drive.

The firm has developed Provisional Marmalade specifically for those with a provisional licence and claims that it offers a number of advantages over other options for learner drivers keen to practice.

Commonly parents add children to car insurance before they have passed their test, allowing them gain confidence behind the wheel.

In doing so a parent risks their no claims bonus and Provisional Marmalade can get around this problem.

The insurer’s spokesman, Nigel Lacey, explains: “If a learner is responsible for a crash whilst driving the car, any claim is made against the learner driver’s policy and does not affect the car owner’s policy or their No Claim Bonus.”

In addition, Provisional Marmalade offers short-term cover that can simply be renewed if a test date gets delayed.

The initial period of cover is for 28 days at a cost of £96.50; thereafter cover can be extended either on a seven or 28 day basis, at a discounted premium of £76.50 for the 28 day option.