Nurses may need individual PI insurance
by Gill Montia
Story link: Nurses may need individual PI insurance
The Nursing Times has reported that new government proposals could mean that all nurses and midwives will need professional indemnity (PI) insurance in place before they can register to practise.
The magazine is warning that nurses and midwives may therefore eventually have to pay for the own insurance, as is the case with their doctor and consultant colleagues.
According to the report, a draft consultation document on the proposals has already been drawn up but publication has been delayed because of concerns raised by professional nursing bodies and trade union, Unison.
Stakeholders are fearful that the new proposals could lead to a shift in liability in clinical negligence cases, with the floodgates opened in terms of claims against individual nurses.
The Nursing and Midwifery Council has confirmed it is aware that in the long-term, the Department of Health wants all healthcare professionals to have professional indemnity cover in place prior to registration.
The Nursing Times estimates the cost of the cover for nurses and midwives at up £500 a year.
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Nurses and midwives working for the NHS should not have to pay for their own insurance. If you are independent then you might expect to pay for PI. Working for a trust the trust should provide blanket cover for all workers.
Nurses and Midwives also do not get paid enough to cover this. Do Doctors salaries reflect this additional cost? Would the trusts add £500 a year plus to cover a yearly PI?
Comment by Tom Hodgson — April 8, 2009 @ 5:14 pm