Birth dates correlate with motor claims and convictions

by Gill Montia

Story link: Birth dates correlate with motor claims and convictions

Motorists with unfortunate claims histories or licences peppered with points may not be wholly responsible for their track records.

According to a study by elephant.co.uk, the month in which people are born can have an impact on their performance as drivers.

The online insurance specialist has identified the motorists most likely to have an accident or driving conviction by cross referencing data on claims, speeding offences and traffic offences with dates of birth.

The research, which involved two million motor claims, has revealed that those born in December are most likely to be submitting a claim.

In terms of specific days of the month, those born in a leap year, on the 29th February, and drivers born on Christmas Eve put in a disproportionate number of claims.

Meanwhile, those born on the 1st of the month are proportionally less likely to have a driving conviction.

The best birthday for a trouble-free motoring life is May 31st, although anyone born in February, March, June, August and September can rest assured that they fall among the top ten safest times of year.

elephant.co.uk’s managing director, Brian Martin, has reassured those born on an “unlucky” date that they will not be refused motor insurance, as underwriters won’t be using the research to reassess risk.