Daily Insurance Industry News
Daily Insurance Industry News
Thursday 22nd of March 2018
December 13, 2007

DAS praises response to After-the-event test case

by Gill Montia

Story link: DAS praises response to After-the-event test case

DAS, the legal expenses insurance company, has praised defendant liability insurers for their “much-improved stance in both settling cases and paying ATE (After-the-Event) insurance premiums”.

It is one year since the Court of Appeal upheld DAS’s test case of the 80e staged premium model and in that time, “improvements in claims settlement times and ATE premium payments can easily be identified.”

Phil Bellamy, DAS operations Manager commented: “Defendant insurers have taken on board what was said in the judgment, and are now taking advantage of our much lower pre-issue premiums.”

DAS also reported that the collection of ATE premiums has become much less adversarial in the past year, with the insurance industry making only “a handful” of premium challenges.

The legal expenses insurer believes that the trend is in the interest of the defendant insurer, which can benefit from lower ATE premiums.

In the case of self-insured local authorities, however, DAS registered little evidence of a willingness to speed up claims handling or pay ATE premiums.

According to Mr Bellamy, “It seems local authorities are more determined than ever to take cases right through to trial. Last year I commented that 4-5% of slip and trip cases ended up in court. This has now doubled, which must be putting even greater pressures on the court system, and is certainly not helping with the government’s aim of speeding up the claims process.”


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