Comments on: Ombudsman warns against fronting http://www.insurancedaily.co.uk/2007/10/22/ombudsman-warns-against-fronting/ Daily Insurance Industry News Tue, 27 Sep 2011 14:27:27 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: rev'd john Theobald http://www.insurancedaily.co.uk/2007/10/22/ombudsman-warns-against-fronting/#comment-12641 rev'd john Theobald Sun, 14 Mar 2010 22:00:51 +0000 http://www.insurancedaily.co.uk/2007/10/22/ombudsman-warns-against-fronting/#comment-12641 Help ? 3 yrs ago I bought a new Skoda and insured itg with Lloyds with wife named driver.As she drove along a nearby rfoad a man having a domestic with partner threw himself at our car & was injured. Car damage over £1000. Police would nogt prosecutre a domestic. Lloyds said gthey would never get their money. They mad me pay £200 excess but said it was a 'no fault' and would not affect my NCB. Should Lloyds not have paid the excess? AA Insurance say because an excess was charged gthe collision would be recoded as a claim. I am now with the AA John Theobald Help ? 3 yrs ago I bought a new Skoda and insured itg with Lloyds with wife named driver.As she drove along a nearby rfoad a man having a domestic with partner threw himself at our car & was injured. Car damage over £1000. Police would nogt prosecutre a domestic. Lloyds said gthey would never get their money. They mad me pay £200 excess but said it was a ‘no fault’ and would not affect my NCB. Should Lloyds not have paid the excess? AA Insurance say because an excess was charged gthe collision would be recoded as a claim. I am now with the AA

John Theobald

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